OFACBuilt-in reader
OFAC SDN and other OFAC lists
Sibling OFAC lists join one family by their UID, so a party published twice stays one party.
Lists & Data
Lists that keep themselves current.
Sanctions, country and FATF lists download on their own schedule, skip files that did not change and report every run in plain words. Each party becomes one master record, and every record shows what changed and when.
Every list version is pinned and recorded in the version vector of each decision.
wics.your-bank.internal
WICSLists · Sources
AK
List sources
Lists on schedule
11
Runs today
41
Skipped — no change
17
- OFAC
OFAC SDN
Daily 06:00
Ingest…2/4
- EU
EU Consolidated
Daily 06:05
No change since the last download
Same SHA-256 — download skipped
- UN
UN Security Council
Daily 06:10
3 added · 2 changed
Downloaded and updated
- UK
UK OFSI
Daily 06:15
6 changed · 2 removed
Downloaded and updated
- AU
Australia DFAT
Daily 06:20
1,204 added · 37 changed · 5 removed
Downloaded and updated
- FATF
FATF black & grey
Daily 18:04
No change since the last download
Same SHA-256 — download skipped
Digestsha256 9f2c…41abNext run · 18:04
- Sanctions authorities, read as published
- 5
- OFAC, EU, UN, UK OFSI and Australia DFAT
- Country lists, kept current
- 6
- EU, UK, OFAC and UN, plus the FATF black and grey lists
- Daily FATF check
- 18:04
- Taken from HM Treasury’s FATF advisory notice
- AI confidence to merge
- ≥95%
- Below that, a record stays its own master
Lists WICS reads and keeps current
- OFAC SDN
- OFAC Consolidated
- EU Consolidated
- UN Security Council
- UK OFSI
- Australia DFAT
- FATF black list
- FATF grey list
- EU country list
- UK country list
- OFAC country list
- UN country list
- PEP
- Adverse Media
- Internal lists
- SHA-256
Sources
Official lists, read in their own format.
Built-in readers for the main sanctions authorities and for country lists. Any other file is mapped column by column, and test-read before it goes live.
FATF
FATF black and grey lists, checked every day at 18:04.
WICS reads HM Treasury’s published FATF advisory notice and keeps both lists current on its own. Countries also under UK sanctions are marked. A manual upload stays available as a backup.
Black list
Call for action
Grey list
Increased monitoring
- Source: HM Treasury FATF advisory notice
- Countries also under UK sanctions are marked
- Manual upload kept as a backup
Every day
EUBuilt-in reader
EU Consolidated
The EU financial sanctions list, read exactly as the EU publishes it.
UNBuilt-in reader
UN Security Council
The Security Council consolidated list, read as published.
UKBuilt-in reader
UK OFSI
Keyed by the OFSI Group ID, with each sanctions regime kept in words.
AUBuilt-in reader
Australia DFAT
Australia’s consolidated list, read from its own spreadsheet format.
Built-in reader
Country lists
Countries under EU, UK, OFAC and UN sanctions, each source kept as a list of its own.
Mapped by you
PEP & adverse media
Your provider’s PEP and adverse-media files, mapped once, then automated like every other list.
Your own
Internal lists
Your bank’s own lists, with per-list permissions and four eyes on every change.
Any other file, mapped column by column.
Give WICS the file’s web address, map each column to a master-record field, and test-read the list before you switch it on.
Web address
https://provider.example/pep-feed.csv
Read OK · 1,240 rows · 14 columns
File column
Master-record field
FULL_NAMENameBIRTH_DATEDate of birthPASSPORT_NOPassportALIAS_1AliasCOUNTRYCountryEvery run
Each run checks, loads and explains itself.
A SHA-256 digest check comes first, so an unchanged file is never downloaded again. A changed file goes Download → Ingest → Normalise → Match, and every run ends with a status in plain words — with an explanation when something fails.
01
SHA-256 check
Compares the published digest with the last one
Changed02
Download
Fetches the file from its official address
Done03
Ingest
Reads it with its built-in reader or your column mapping
Running04
Normalise
Cleans names, dates and IDs for matching
Waiting05
Match
Joins each record to its master record
Waiting
Last run status
Running…
Its own schedule
Every list downloads on the timetable you give it.
Run now, or force a schedule
Start a list straight away, or fire its schedule early — no waiting for the clock.
Clear source data
One clear, and nothing restarts by itself: the list waits until you run it again.
Master records
One party, one master record, however many lists name it.
Records from different lists merge when your matching rules say so, or when the AI is at least 95% sure. Otherwise the record becomes its own master. Nothing waits in a decision queue.
wics.your-bank.internal
WICSMaster Records
AK
- OFAC SDNUID 41872
- Name
- TARKOVIN, Ruslan Petrovich
- Date of birth
- 14 MAR 1968
- Passport
- 7204418851
- Address
- Larnaca, Cyprus
- EU ConsolidatedEU.4417.12
- Name
- Ruslan Petrovich TARKOVIN
- Date of birth
- 1968-03-14
- Alias
- Руслан Тарковин
- Address
- 12 Harbour Rd, Larnaca
- UK OFSIGroup ID 15532
- Name
- TARKOVIN, Ruslan
- Date of birth
- 14/03/1968
- Passport
- 7204418851
- Regime
- Global Anti-Corruption
Matching rule · Individual
- Name ≥ 0.90
- Date of birth equal
- Passport equal
AI confidence97%
Merges from 95%
Merge
Master recordMR-000418
3 lists · 1 party- Name
- Ruslan Petrovich TARKOVIN
- Alias
- Руслан Тарковинa.k.a.strongCyrillic
- Date of birth
- 1968-03-143 sources · kept once
- Passport
- PASSPORT72044188512 sources · kept once
- Address
- OFAC SDN: Larnaca, CyprusEU Consolidated: 12 Harbour Rd, Larnaca
- Regime
- Global Anti-Corruption
Illustrative — invented names and figures.
A rule per entity type
Individuals, entities and vessels each have their own rule. A field with no rule is never compared, and a word of three letters or fewer never proves identity.
AI trained on your decisions
The model learns from your bank’s own past merge decisions. It is used only once it has enough examples of both outcomes.
Same file, two parties
Two records from the same source file never merge: the publisher listed them as two parties, and so does WICS.
Every value, exactly once
Each source value reaches the master record once. When two lists disagree, both values stay, shown as “Source: value”.
Structured aliases, typed IDs
An alias keeps its name, type, category and script. IDs are typed: passport, national ID, tax ID.
Addresses, weighted by you
Addresses are split into components, and your bank sets the weight of each one.
Change status
See what changed on every record, and when.
Every record is New, Changed, Unchanged or Removed as of its list’s last download — with the date it last changed and the exact lines that changed.
- Filter any list by status in one click
- A timeline of field lines added and removed
- Removed records stay visible, marked with the date
- The same on Source Data and on Master Records
wics.your-bank.internal
WICSLists · Source Data
AK
OFAC SDN
Last download · 13 Oct 2026 06:00NameTypeStatusLast changed
8 of 8 records
Illustrative — invented names and figures.
Internal lists & dictionaries
Your own lists, under the same governance.
Create a list by name and screen against it like any official list. You decide who may see and who may edit each list, and every change waits for a second person.
- Internal lists created by name
- Per-list permissions: see or edit, list by list
- Four eyes on every change
- Noise words and matching dictionaries governed the same way
wics.your-bank.internal
WICSLists · Internal
AK
ListEntriesLast change
- Exited customers1,20813 Oct
- Refused at onboarding34210 Oct
- Staff watch listRestricted572 Oct
- Known fraud contacts9624 Sept
Add “Orion Freight FZE” to Exited customers
1Made by S. RahalWaiting for a second person
Four eyes on every changePermissions per list
Reproducible
Every decision knows which list version it used.
Each list version is pinned and written into the decision’s 7-part version vector. Replay a decision from last year and WICS uses the very same lists: 100% decision reproducibility.
Version vectorDecision · 13 Oct 2026, 09:41
- 01Input
- 02Lists
- 03Engine
- 04Profile
- 05Configuration
- 06Rules
- 07Model
Lists pinned in this decision
- OFAC SDNDownloaded 13 Oct 2026, 06:00
- EU ConsolidatedDownloaded 12 Oct 2026, 06:05
- Exited customersInternal list · version 118